Cheap non-owners insurance is a specialized type of liability coverage designed for individuals who do not own a vehicle but occasionally drive. This insurance is an affordable solution for those who need to maintain continuous auto insurance coverage, perhaps to avoid gaps when between cars or as a requirement for reinstating a driver’s license. It covers damages and injuries you may cause to others while driving a borrowed or rented car, but it does not cover damages to the vehicle you’re driving. Ideal for frequent renters, borrowers of cars, or those using car-sharing services, it offers essential protection without the cost associated with standard auto insurance policies.